Construction Loans

Foundation to Future

Sistar Mortgage offers construction mortgage loans for building or rehabbing houses. Borrowers can refinance into permanent mortgages upon completion.

Features of Construction Loans

Custom Financing

Custom Financing

Construction loans provide tailored financing solutions to cover the costs of building or renovating your dream home.

Short-Term Focus

Short-Term Focus

These loans offer shorter terms, usually one year, aligning with the construction timeline and milestones.

Disbursed in Stages

Disbursed in Stages

Funds are released in stages as construction progresses, ensuring expenses are covered when needed.

Why Rely on Sistar Mortgage?
SECURE YOUR HOMEOWNERSHIP

Why Rely on Sistar Mortgage?

When it comes to building your dream home, Sistar Mortgage has you covered with our comprehensive construction loans program. Our experienced team of construction mortgage lenders understands the unique needs of home construction financing. We offer flexible amortization options and consider individual borrower criteria. With the ability to extend loans when necessary, we ensure a smooth and seamless construction process. Our expert guidance and support extend to working directly with contractors to facilitate efficient development. Choose Sistar Mortgage for reliable construction financing and turn your vision into a reality with confidence.

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Who Can Benefit From Construction Loans?

Sistar Mortgage's construction loans cater to aspiring homeowners, renovators, real estate investors, and developers, providing flexible financing options for building, renovating, and developing properties with expert guidance and support.

Homebuyers

Homebuyers

Prospective buyers seeking to construct their dream home can benefit from construction loans for customized financing solutions.

Homeowners

Homeowners

Existing homeowners planning extensive renovations or home expansions can access construction loans for their projects.

Real Estate Developers

Real Estate Developers

Construction loans are advantageous for developers, providing the necessary funds to construct residential or commercial properties.

Contractors and Builders

Contractors and Builders

Construction loans benefit contractors and builders, facilitating seamless project financing for their clients' construction endeavors.

Fueling Your Home Buying Journey

Set Up Your Loan Process In A Few Minutes

1.

Provide Information

To provide optimal options, we first learn a little about you and your home-buying objectives.

2.

Credit Review Process

You need genuine numbers if you want sellers to trust you. Receiving permission depends on your credit score.

3.

Determine Financial Capabilities

Provide information about your income, regular expenses, and housing savings. Our mortgage lenders for refinancing will figure out your house's maximum price.

4.

Create a Proposal

You may quickly alter your permission letter so sellers won't be aware if you submit an offer lower than what you've been authorized for.

Discover the Advantages of Construction Loans

advantages steps 01

Flexibility

Construction loans offer adaptable financing solutions to meet unique home construction mortgage loan needs.

advantages steps 02

Progress

Funds are disbursed in stages, aligning with construction milestones to ensure expenses are covered accordingly.

advantages steps 03

Convenience

Payments made directly to contractors streamline the construction process for borrowers.

advantages steps 04

Transition

Upon completion, borrowers have the option to convert the construction loan to a permanent mortgage.

Other Available Loan Options

Discover additional loan options offered by Sistar Mortgage. Explore our array of loan options, including FHA, VA, Jumbo, and more. Our expert team will guide you towards the perfect fit.

Know More Options

What Our Clients Have To
Say About Us!

stars

“I felt Sistar Mortgage was an excellent fit for me. When they went through the procedure and gave me the specifics, the staff was kind and patient with me. The loan officer was kind, considerate, and thorough in his contacts.”

Ethan H
Great Experience
stars

“They have excellent loan officers who educated me about loans. They’re extremely helpful in obtaining the best financing for us and getting us approved and ready to buy. Many thanks to Sistar Mortgage and Team!”

Benjamin Cooper
Team of Professionals
stars

“We thoroughly recommend Sistar Mortgage’s loan officer and loan processor. Begin the mortgage lenders for refinancing. They made the loan application procedure simple.The process was as easy-going as we could have hoped. I appreciate everything.”

Olivia Miller
Highly Recommended

Frequently Asked Questions

A construction loan is a short-term financing option that covers the costs of building or renovating a property.

Construction loans are disbursed in stages as construction progresses, and payments are made directly to contractors.

Yes, construction loans are commonly used to finance the construction of custom homes.

Lenders typically require detailed construction plans, a good credit score, and proof of financial stability to qualify.

Yes, upon completion of construction, borrowers can refinance the construction loan into a permanent mortgage.

Media & Articles

Get insights on the latest trends and updates in the mortgage industry.

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