CONVENTIONAL LOANS

Reliable Loan Assistance

Secure your dream home with reliable loan assistance through Conventional Loans. Enjoy stability with a fixed rate mortgage.

Features of Conventional Loans

Low Down Payment

Low Down Payment

With a current loan limit of $720,000, Conventional loans provide the opportunity for homeownership with lower down payment options.

Fixed Terms & Interest Rates

Fixed Terms & Interest Rates

Conventional loans offer typically fixed terms and interest rates, providing borrowers with stability throughout their loan journey.

Flexible Loan Terms

Flexible Loan Terms

Conventional loans offer a range of repayment options, including 15-year, 20-year, and 30-year terms, allowing borrowers to align their mortgage with their financial goals.

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SECURE YOUR HOMEOWNERSHIP

Why Rely on Sistar Mortgage?

When it comes to your conventional home loan in USA, trust Sistar Mortgage. Our streamlined application process ensures a hassle-free experience. Benefit from our conservative yet flexible financing options tailored to your requirements. With competitive interest rates, we provide estimated loan options to suit your budget. Our team goes the extra mile to secure concessions and find the best deals for you. Whether you're a first-time buyer or refinancing, rely on Sistar Mortgage for trusted guidance and personalized solutions. Experience a seamless journey towards homeownership with a mortgage partner you can count on.

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Who Can Benefit From Conventional Loans?

Many individuals seeking a conventional loan can benefit from its flexible down payment options, competitive interest rates, and customizable loan terms. Whether you're a first-time homebuyer or looking to refinance, conventional loans provide a reliable and accessible financing solution.

First-time Homebuyers

First-time Homebuyers

Conventional loans offer low down payment options, making homeownership more accessible.

Repeat Homebuyers

Repeat Homebuyers

With competitive interest rates, conventional loans provide cost-effective financing solutions.

Refinancing Homeowners

Refinancing Homeowners

Conventional loans allow homeowners to secure better terms, potentially lowering monthly payments.

Investors

Investors

Conventional loans offer flexible terms and favorable interest rates for investment property purchases.

Fueling Your Home Buying Journey

Set Up Your Loan Process In A Few Minutes

1.

Provide Information

To provide optimal options, we first learn a little about you and your home-buying objectives.

2.

Credit Review Process

You need genuine numbers if you want sellers to trust you. Receiving permission depends on your credit score.

3.

Determine Financial Capabilities

Provide information about your income, regular expenses, and housing savings. Our mortgage lenders for refinancing will figure out your house's maximum price.

4.

Create a Proposal

You may quickly alter your permission letter so sellers won't be aware if you submit an offer lower than what you've been authorized for.

Discover the Advantages of Conventional Loans

Flexibility

Flexibility

Get the freedom to choose loan options, down payments, and property types with conventional loans.

Affordability

Affordability

Own a home without breaking the bank, thanks to competitive interest rates with conventional loans.

Accessibility

Accessibility

Make homeownership within reach with low down payment options available through conventional loans.

Equity

Equity

By building equity through conventional loans, you can gain ownership and financial stability over time.

Other Available Loan Options

Discover additional loan options offered by Sistar Mortgage. Explore our array of loan options, including FHA, VA, Jumbo, and more. Our expert team will guide you towards the perfect fit.

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What Our Clients Have To
Say About Us!

stars

“I felt Sistar Mortgage was an excellent fit for me. When they went through the procedure and gave me the specifics, the staff was kind and patient with me. The loan officer was kind, considerate, and thorough in his contacts.”

Ethan H
Great Experience
stars

“They have excellent loan officers who educated me about loans. They’re extremely helpful in obtaining the best financing for us and getting us approved and ready to buy. Many thanks to Sistar Mortgage and Team!”

Benjamin Cooper
Team of Professionals
stars

“We thoroughly recommend Sistar Mortgage’s loan officer and loan processor. Begin the mortgage lenders for refinancing. They made the loan application procedure simple.The process was as easy-going as we could have hoped. I appreciate everything.”

Olivia Miller
Highly Recommended

Frequently Asked Questions

Yes, conventional loans have more flexible credit requirements compared to other loan types, making it possible to qualify with a slightly lower credit score.

Depending on the requirements of the lender, the minimum down payment for a conventional loan might range from 3% to 5% of the home's purchase price.

On a conventional loan, putting down more money can cut your monthly mortgage payments, lower the loan-to-value ratio, and possibly even get you a better interest rate.

Yes, conventional loans can be used to finance investment properties. However, lenders may require a larger down payment and have stricter eligibility criteria compared to owner-occupied properties.